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"Get financing when you don’t need financing because when you need financing you can’t get financing!"

Helping You Secure Financing for Your Business or Investment Property

  • Norcal Partners, Inc is Southern California’s preeminent and elite debt advisory firm, providing unmatched expertise and insight for our ever changing debt markets.
  • Further we employ an approach that’s unparalleled for individuals and operating companies with sales between $1MM and $500MM.
  • We provide not only superb execution but also perspective needed to excel in uncovering and solving inefficiencies within each client’s portfolio.
  • Our financing ingenuity allows our clients to mitigate portfolio risk and unlock valuable captive equity necessary to increase cash equivalents and reserves in preparation for illiquid markets.
  • We promise a proactive, skillful and resourceful approach to each and every financing assignment.

What Sets Us Apart

20 plus years of experience in the banking/real estate industries has fostered a firm and complete understanding of market intricacies and the inter-workings of banks to ensure a simplified process toward obtaining the most competitive loan.

Norcal Partners, Inc. eliminates the confusion of a biased approach, replaced with loan strategy complementary to each client’s needs.

With roughly 1 Billion in closed and arranged loans a vast amount of experience has been amassed; thus creating excellent relationship with a wide array of banks and non-bank lenders.

Substantial loan volume enables us to command most aggressive financing package based on full spectrum of deal points including (not limited to); most aggressive pricing, reduction/elimination of lender fees, prepayments, covenants, and leverage.

Listening to every clients critical requirements ensures we deliver and devise a creative debt advisory plan tailored specifically to address each individual/business.

What We Offer

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Owner-User and Investor Financing

We can assist in locating the most aggressive long term fixed loans that are compatible with your long term goals. If your focus is improved cash flow for growth, hyper-amortized loan or non-recourse loan we can deliver lenders who focus and specialize in each financing requirement.

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Financing for Future Business and Building Expansion

Allow us to uncover all your options when purchasing another location or improve cash flow for future company buy-out/acquisition. We offer 5 to 10% down payment financing options or re-positioning of portfolio to unlock equity to avoid any costly financing fees. Our lenders allow for cash-out up to 80-83% LTV necessary to re-allocate to other portions of your portfolio and or business. All rates and terms are subject to change and formal credit approval.

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Secured and Unsecured Lines of Credit

Turn to us to enhance your access to cash and cash equivalents thru a well-structured secured and or unsecured line of credit. We offer 3 to 5 year term lines of credit either through business or personal use. You can choose from one of our flexible lenders programs to select structure that fits right for you.

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Equipment Loans

If you want to make your operations more efficient or serve your customers better, you will need the proper tools. We offer financing options to offer zero down payment options or stream-line cash flow to help facilitate with affording cost of new equipment.

Get in Touch With Us

Let us help you eliminate portfolio risk and unlock valuable captive equity with our strategic debt and business advisory services. Contact us if you are ready to receive a complimentary quote or hear our ideas for repositioning your real estate portfolio.